You might feel that paying into a pension scheme isn’t right for you at the moment. You can opt out of the Fund at any time by contacting pensions administrator RPMI. Email email@example.com or ring the Helpline on 0800 2343434 to request an opt-out pack.
You need to quote your pension reference number when you contact RPMI. You will find this in your Membership details when you log in to myFund.
Once you leave the Fund, and if you are not eligible for benefits or a refund, you will become a ‘preserved’ member. Your benefits are frozen, or ‘preserved’, because you and your employer are no longer contributing to them.
However, the benefits will receive an annual increase until you retire. This increase is set by government orders and has historically been in line with inflation.
Your benefits are calculated at your date of leaving, and will increase annually in line with inflation (currently CPI) until you retire.
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