Planning and saving

Being a member of the BTPFSF means you've already kickstarted the planning process. So what now?

Don't let them down

Nominate your loved ones today to receive your death benefits if you die before claiming your pension.

Time of your life

As an BTPFSF member, you're saving for the time of your life, and you could save more by making Additional Voluntary Contributions (AVCs).

Attitude to risk

Watch this short video on attitude to risk before you visit the 'My fund choices' section of the BTP website.

Would you risk it for a biscuit?

If you pay Additional Voluntary Contributions, you can learn more about high-risk and low-risk investments so you can make the decision that is right for you. Once you've watched the video, visit the 'My fund choices' page if you pay BRASS contributions, or go here if you're part of AVC Extra.

Also in this section

Each of Railpen Limited (registered in England and Wales No. 2315380) and Railway Pension Investments Limited (RPIL) (Registered in England and Wales No. 1491097) is a wholly owned subsidiary of Railways Pension Trustee Company Limited (Registered in England and Wales No. 2934539). Registered office for each company: 100 Liverpool Street, London EC2M 2AT. RPIL is authorised and regulated by the Financial Conduct Authority for some of its activities. The administration of occupational pension schemes is not a regulated activity. Full details about the extent of RPIL's authorisation and regulation by the Financial Conduct Authority are available from us on request.