This issue of Penfriend is full of useful information to help you get the most out of your pension.

You’ll find helpful articles on:

• Moving towards a paperless pension
• Making life 'mindful'
• The RPS' 30th anniversary
• Building digital literacy
• Taxing issues
• Pensions dashboards
• The Railway Benefit Fund's 'check-in-and-chat' service
• Competition

You'll also find your regular features of the Chair's message, your pension increase, pension news: in summary, rail staff travel updates, stories, letters and photos. Thank you to everyone who has written in to us.

Your printed copy of Penfriend

You'll receive your printed copy of Penfriend soon.

In the meantime, you can read the Spring-Summer issue on the dedicated newsletter page.

We’d love to hear what you think of this issue

If you enjoyed this issue, or have any suggestions on where we could improve, please tell us what you think by filling out this short survey.

Would you like to feature in the next issue?

If you'd like to feature in an upcoming issue of Penfriend, please send your letters and photos to penfriend@railpen.com.

We hope you enjoy this issue.