Planning for retirement

This section will help you start planning your retirement journey.

Types of retirement

Find out about the four main options: normal, ill-health, and early and late retirement.

Applying for your myFund pension

Start taking your Fund benefits.

Saving for retirement

Check out guidance from the Pensions and Lifetime Savings Association on saving for retirement.

Pension transfer and retirement

Information about transferring your pension

My retirement options

You can tailor your benefits to suit your needs and plans for the retirement you want.

Watch out for scams

Protect your pension from fraudsters.

Help and advice

Useful contacts to support you through the retirement process.

Also in this section

Each of Railpen Limited (registered in England and Wales No. 2315380) and Railway Pension Investments Limited (RPIL) (Registered in England and Wales No. 1491097) is a wholly owned subsidiary of Railways Pension Trustee Company Limited (Registered in England and Wales No. 2934539). Registered office for each company: 100 Liverpool Street, London EC2M 2AT. RPIL is authorised and regulated by the Financial Conduct Authority for some of its activities. The administration of occupational pension schemes is not a regulated activity. Full details about the extent of RPIL's authorisation and regulation by the Financial Conduct Authority are available from us on request.