Your future starts here

Planning for your retirement has never been easier with your myFund account.

Update on pension payments due on 2 January 2026

We can confirm that pensioners who were due to receive a payment on Friday 2 January 2026 should have now received it in their bank or building society account on Monday 5 January. Every bank or building society will process these payments at different speeds, but we can confirm the payments have left Railpen’s accounts to go into yours – if your payment hasn’t shown in your account yet, please check it again later.

We are sincerely sorry for the delay. We also apologise if you had issues reaching us by telephone on Friday. We received a very large volume of calls and know that some members were unable to get through to us.

Have you been contacted by Validentity/The Tracing Group?  Learn more about the work we’re doing to check members are receiving the right benefits.

What do you want to do today?

Use the quick links below to find the information you need. You can log in to your myFund account to ask for an estimate, make a nomination, switch your investment funds, check your details, and more...

Have you seen our new e-bulletins?

If you're registered for a myFund account you'll now get regular pension updates direct to your inbox. Follow this link to find out what to expect from the new e-bulletins and how to get them if you're not already. 

What’s going on in the pensions world?

Keep up to date with the latest pensions news and developments in the Fund.

Inheritance Tax and your pension

Inheritance Tax rules are changing in 2027, and unused pension savings could soon be included in your estate – here’s what you need to know.

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You may be eligible for Pension Credit

In 2024, 910,000 eligible pensioner families in the UK missed out on Pension Credit, according to the Department for Work and Pensions (DWP). Check if you’re eligible this year, so you don’t lose out.

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Autumn Budget 2025: What it means for pension savings

On 26 November, the Chancellor of the Exchequer, Rachel Reeves shared the Autumn Budget for 2025. Here’s what you need to know for your pension.

Read More

Where are you on your retirement journey?

Whether you’re just starting to pay into your pension or you're already taking it, we've got information to support you.